Access Quick Loans Online With Safrock!

Need some quick cash?

Are you looking for a quick loan without the extended waiting period? At Safrock, we could find you a loan without all the fuss. Our team is proud to be 100% online. That means you can submit an application wherever you are and whenever you like. We’ll even do our best to get back to you with an outcome in just 60 minutes. So, if you’re looking for a lender finder you can rely on, choose Safrock.

What is a quick loan? 

Before we get into the nitty-gritty, let’s talk about what a quick loan actually is. A quick loan is basically just another phrase for a personal loan. A personal loan is an amount of cash borrowed from the bank, a credit union or online lender that is then repaid over an agreed-upon period of time. In most cases, personal loans attract interest that is payable on top of the loan amount. Personal loans can be used to cover a wide variety of different expenses. At Safrock, we are committed to providing Aussie borrowers with quick loans wherever possible. 

What is a lender finder?

Put simply, a lender finder is the middle-man between you and your perfect personal loan. When you apply for a quick loan with Safrock, we show your application to a whole range of different lenders. If our team has been able to locate a match we’ll get in touch as soon as possible. Keep in mind that it is up to you whether or not you choose to accept an offer from a potential lender. There is no pressure what-so-ever. When deciding whether a loan product is right for you it is important to consider your current financial situation and, if necessary, seek advice from a financial counsellor.

Safrock: who are we?

Safrock is the local lender finder that Aussies trust when they need fast cash without the fuss of a traditional lender. The Safrock team is committed to making your life easier. We understand that not many borrowers have time to spend searching through pages and pages of Google results trying to find the ideal lender. At Safrock, we do the leg work for you so you can get back to doing what you do best. The good news is, you won’t even need to leave the comfort of your own living room. We’ve designed our application process to be 100% online. That means you could even apply from your living room. If you choose to submit an application during AEST business hours, our team will do their best to get back to you with an outcome in just 60 minutes. 

What can I use a quick loan for?

Wondering what you could use a quick loan for? Quick loans can be used to cover a variety of different expenses. Who knows, you might be surprised. Here are just a few examples of the loan types we’ve already matched our borrowers with: 

Travel loans 

Planning the trip of your dreams? Maybe you’re just heading away for the weekend? Whatever holiday expenses you need to cover, Safrock could match you with the perfect lender. We’ll show your holiday loan application to a whole heap of online lenders and get back to you with the result of our search. If the Safrock team has been able to match you with a compatible lender, you could be on your way much sooner than you think!

University loans 

Heading back to Uni? Maybe you need some cash to purchase a new laptop or textbooks. At Safrock, we know how expensive University can be. So, why go at it alone? You could get the cash you need without the stress of a traditional lender. The best part is you can apply for a loan wherever you are. Safrock is always in your back pocket. All you need to start an application is your smartphone or laptop and an internet connection. It’s as simple as that! 

Dental loans

If you’ve bitten off more than you can chew at the dentist why not ask Safrock to lend a hand? Our team could help you get the cash you need for an urgent dental bill. We submit your application to a whole range of different lenders so you get the best chance possible at approval. The best part is there are no extended waiting periods. If you choose to submit your application during AEST business hours, you could have an outcome from the Safrock team in just 60 minutes. Talk about speed and convenience when you need it most. 

Who can apply?

Like what you hear? If you’re wondering who is eligible to apply with Safrock’s lender finding service then you’ll be pleased to know that we like to keep our application criteria as simple as possible. We will, however, need you to meet a few simple criteria: 

  • You will need to provide us with 100-points of identification;
  • All applicants must be over the age of 18;
  • You must have received some type of regular income for the last 90-days into a bank account that is your own;
  • All applicants must have an active mobile phone number and email address;
  • You must have internet banking set up and ready to be used.

Will I need to submit paper forms?

No! When you apply with Safrock we won’t ask you to submit any paper forms. All required paperwork can be submitted 100% online with your application form. Here is what we recommend you keep handy: 

  • Personal details like your online banking & employment info;
  • An active email address and mobile number;
  • The reason you are applying for the loan;
  • Your MyGov details (if you are receiving Centrelink payments);
  • Employer contact details.

Will a potential lender call my boss?

Safrock is a lender finder, that means we can not speak on behalf of a potential lender. In most cases, all though a possible lender will get in touch with your workplace to confirm a few important details during the loan assessment process. There is no need to be worried, this is usually just a routine check. Reputable Australian lenders will never disclose your personal information, including the reason why you are applying for a quick loan, to your employer. If you’ve got more questions regarding employment checks, Safrock encourages you to get in touch with your individual lender. 

Can I get a quick loan with a bad credit score?

Worried that poor credit will stop you from being approved? Don’t sweat it. Safrock will show your application to a whole range of different lenders. Keep in mind that we can not guarantee approval for any applicant, however, we will do our best to find you a match. Some online lenders don’t focus solely on the results of a credit score check and will take into account your current financial situation. At Safrock, we’ll do our best to find you an open-minded lender that could overlook bad credit. Read more about bad credit loans here!

Why do I need to submit my online banking details?

Good question, don’t worry, it’s not so Safrock can access your real bank account. When you apply with Safrock’s lender finding service we might ask you to provide your online banking details so a potential lender is able to access read-only copies of your bank statements. Bank statements give potential lenders a better idea of your spending habits, income and regular payments. A lender who could possibly overlook bad credit might use your online banking details to get a better idea of whether or not you will be able to repay your loan. 

Worried about the security of your information? Keep in mind that all reputable Aussie lenders are required to use the latest in safe banking technology to ensure your information is always encrypted – that means no one will be able to see your personal info or passwords!

Can I get an instant loan?

At Safrock, we do our best to deliver speedy outcomes on quick loan applications. With that in mind, Safrock can not guarantee instant loans. We are a lender finder. That means our team will match you with a possible lender. It is important to remember that Safrock does not lend money, therefore, we can not guarantee instant loans. We will, however, do our best to match you with a lender who could provide you with the cash you need quickly. If you choose to submit an application with Safrock during AEST business hours, we’ll do our best to get back to you with an outcome in just 60 minutes if you apply during our business hours. That means you can get back to doing what you do best!  

Secured vs. unsecured loans 

Not sure what the difference is? Let us explain. When you apply for a personal loan it is important to consider whether you would like the loan amount to be secured or unsecured. A secured loan requires the borrower to put collateral against the loan as security. If the borrower does not repay the loan within the agreed-upon period of time the lender could have the right to take ownership of the collateral. Secured loans are usually for larger amounts of cash, that is why they require collateral as security. 

On the other hand, an unsecured loan is an amount of cash that does not need to be secured with an asset. Unsecured loans are usually for a smaller amount of money but are more of a risk to the lender. Due to the higher risk for the lender, unsecured loans have traditionally been associated with a higher rate of interest. It is important to consider your own personal financial situation before making a decision as to whether a loan product is right for you.

How do I apply?

Like what you hear? Submitting an application is simple and stress-free. It could only take you a few short minutes. Here’s what you’ll need to do:

Apply online 

Head to the top of the page and use our loan calculator to select your desired amount and repayment period. We will then ask you to fill out our short 100% online application form. 

We find you a lender 

The Safrock team will show your application to a variety of different lenders. We’ll do our best to find you the perfect match. Remember, if you apply during AEST business hours, you could even have an outcome from the team in just 60 minutes. 

Choose your lender 

If the Safrock team has been able to match you with a compatible lender we’ll be in touch. Our team will show you the list and let you make the choice. There is no pressure to agree – the choice is entirely yours! 

Sign your agreement 

Your new lender will most likely send over an agreement for you to review and sign. Remember to read through your agreement before signing. It is important to make sure you are aware of the full terms and conditions of your loan agreement. If you’re unsure, we recommend you get in touch with your individual lender. 

Get your cash 

In most cases, once your new lender receives a signed copy of your agreement they will transfer the cash straight to your account. Thanks to instant banking, borrowers with NPP or Osko enabled bank accounts could have the cash in their account and ready to use in just 60 seconds once approved. 

What are you waiting for?

Safrock could find you the perfect lender for the job, so why not scroll up and start an application right now – it’s completely free of charge! Who knows, your perfect personal loan could be just a few clicks away!