Looking For A Personal Loan Lender Willing To Help? Safrock Is The Lender-Finder For You! Get In Contact Today.


We all know that going through life is rarely plain sailing. You never know when dark clouds will appear and knock you off course. If you find yourself trying to navigate through finding a personal loan lender, let Safrock be your guiding light.

Safrock is a lender-finder service that helps ordinary Australians every day. What do we do exactly? Well, we put our customers in touch with personal loan lenders who may be willing to give them that helping hand. In other words, we take the guesswork out of finding you a personal loan lender.

It’s time to forget about multiple applications, multiple rejections and worrying about dodgy lenders. Safrock could be your ticket to finding reputable lenders who want to help!

Personal Loans

Can I Get Quick Cash?

Safrock knows that when it all hits the fan, you need that money in your account fast! That’s why we’ve designed our lender-finder service to be as quick as possible.

Our application form takes just minutes to fill out. Then, we’ll present you a personal loan comparison straight away. Once you have read through and compared the options, select your preferred lender. From there, you’ll be put in contact with that lender.

By presenting our customers with a comparison of different personal loans, we’re giving you the option to find the best personal loan rates for your own situation. After all, who knows you better than yourself?

Want to get the show on the road? Well, simply scroll on up to our personal loan calculator to get started. Once you’re there, select how much you’d like to borrow and your repayment period. You’ll notice that the personal loan repayment calculator will give an estimate of what your repayments may look like.

If you want more info on your personal loan comparison rate or extra costs, just click on the ‘Comparison Rate, Credit Fees & Charges’ button.

Can You Offer Me An Unsecured Loan?

While browsing for finance, you may have seen the terms ‘unsecured personal loans’ and ‘secured personal loans’. The difference is simply that secured personal loans will require you to attach an asset to your loan. These assets generally take the form of your car, motorbike, caravan or boat. Attaching these assets to the loan provides a level of security for the lender. This means if a customer is to default on their repayments and doesn’t get in contact with their lender, the lender is able to repossess the asset and recoup some of their losses.

Safrock is all about providing options for our customers. That’s why we work with lenders who can offer fast cash loans from $2,500 all the way up to $25,000. On top of this, our network of lenders also offers flexible repayment options. However, as we work with lenders who only offer loans between $2,500 and $25,000, they will generally require these to be secured personal loans.

So, in general, our lenders will be reluctant to offer you an unsecured personal loan. However, at the end of the day, it is up to the lender.

To find out more about a secured personal loan, simply start our no-obligation application process.

What Expenses Can I Borrow Money For?

We work with lenders who offer personal loans. As their name suggests, personal loans can be spent on personal expenses. In other words, you have a lot of options for what you could spend your loan on. Here are a few ideas for what you could spend your personal loan on:

Get Hitched:

Safrock can put you in touch with lenders who want to make your wedding dreams come true. Do you need a little extra help to afford the ring of your dreams? Or perhaps you’re looking for a larger amount to put on the wedding of the century? Whatever it is, Safrock wants you to find the best personal loan rates for you and your fiance.

Fix Up Your Wheels:

Let’s be real, car problems never happen when you’re flushed with cash. Inevitably, your car will break down only when you do not have the money to cover it. Well, Safrock could help find you a lender who is willing to help get you back on the road ASAP. If you’re looking to completely upgrade, we can also find lenders offering car finance of all the way up to $25,000!

Head Out Of Town:

You don’t only have to use our lender-finder service when you’re in a tight situation. Why not let Safrock put you in touch with a lender so you can treat yourself? So, if you’ve always dreamed of a getaway to Fiji or an idyllic holiday through Europe, we could help make that a reality.

Consolidate Debts:

Yes, you heard that right. Safrock works with lenders who are happy to help you consolidate any past debts you might have. So, if some past financial mishaps have left your debt all over the place, get it under control with Safrock.

Can You Find Me A Bad Credit Personal Loan?

At Safrock we know that everyone is so much more than just a credit score. We realise that your past financial mistakes don’t always describe who you are today. That’s why we aim to work with lenders who are willing to look at each application on its merits.

While we are only a lender-finder service that offers a personal loan comparison, we cannot guarantee whether or not lenders will conduct a credit check. Conducting credit checks is up to the lender themselves. However, we will present your application in the best light to our network of lenders.

How are we able to do this? Well, we use the latest in safe banking technology to access a read-only copy of your bank statements. This allows us to get a better picture of your current relationship with money. If we can see that you’ve made a conscious effort to keep up with your previous repayments, we’ll pass this on to potential lenders.

If you’re worried about security – don’t stress! Your credentials are encrypted as you enter them and then permanently deleted once we’ve accessed your transaction history. If you’re not convinced, simply change your password after using our service.

How Much Can I Borrow?

By using Safrock’s service, we are able to provide you with a personal loan comparison from a selection of different lenders. Our lender partners can offer you both medium and large secured personal loans.

The medium personal loans we’ll present to you range from $2,500 to $4,600. If you’re looking for something bigger, we can find you large secured personal loans from $5,000 to $25,000.

Medium secured personal loans can be repaid over a period between 13 and 24-months. On the other hand, large secured personal loans can have a repayment period of between 13 and 36-months.

Once your application is submitted, we’ll present to you different loan options. Our customers are then able to choose the best personal loan rates from the options presented.

Why Use Safrock?

At Safrock we stand by the idea that nobody knows your situation better than yourself. That’s why we offer you a personal loans comparison list and leave you to make the final decision on what fits your situation best.

So, while we will never tell you what loan amount to apply for, we have been in the game long enough to give a few tips on borrowing the right amount. Since the lenders we work with offer loans that vary significantly in size, we think it important that you’re best prepared to enter into a loan.

We always recommend to do your research thoroughly and only apply for the exact amount you need. For example, if you’re purchasing a large asset like a car, you may also need to factor in the cost of insurance. You’ll also want to keep in mind the value of repayments.

What Are The Interest Rates?

We know that everybody is ideally looking for that low-interest personal loan. At Safrock, we want you to find the best personal loan rates for your situation. That’s why we present to you personal loan options, that you can compare and choose from yourself.

It is important to note, however, that personal loan interest rates may vary from lender to lender. To find out more about what interest rates are offered by a certain lender, it is best to get in contact with them directly.

Keep in mind that there also may be additional fees and charges payable associated with your loan. These can often come in the form of dishonour fees. In other words, if you miss a payment and fail to get in contact with your lender, additional fees may be added to your loan. If you are concerned you may not be able to afford your repayments, it is best to get in contact with your lender as soon as possible. Generally, if you’re honest with your lender, you should be able to reach an alternate arrangement.

Do You Offer Low Income Loans?

Most lenders will assess a loan application by its affordability and suitability. In other words, your income levels may not affect your chances of being approved for a loan. As long as it is clear your repayments will fit comfortably into your budget, you stand a good chance of being approved.

Even if you’re receiving Centrelink, you may still be eligible to be approved by a lender. Again, this is dependent on your potential repayments fitting comfortably within your budget.

This is, however, subject to assessment by your lender.

What Do I Need To Apply?

Already liking the sound of Safrock’s service? If you want to sail through the application process, there are a few things you should have handy:

  • 100-points of identification;
  • Contact information;
  • Internet banking credentials;
  • myGov account details (if applicable);
  • Employment information (if applicable);
  • The registration, make, model, transmission, fuel type and other general information about the vehicle you’re attaching as an asset.

If you have all of these ready, scroll on up to the personal loan calculator. Enter in the amount you wish to borrow, and your desired repayment period, and you’re on your way.

How Do I Get In Contact With Safrock?

If you still aren’t sure about anything you’ve read so far, please don’t hesitate to get in contact with Safrock. Feel free to send us a message through our contact page. From there, someone from our friendly team of lender-finder experts will get back to you as soon as possible. We’re always happy to answer any question you may have.

Additionally, we would love to hear about your experience using our service. At Safrock we are constantly looking to improve our customer’s experience of our service. So, any feedback, good or bad, is very much welcomed.

If unfortunately, you are not happy with the service you’ve received from Safrock, you can leave an internal complaint on our contact us page. Alternatively, you can make an external complaint to The Australian Financial Complaints Authority on 1800 931 678 or through www.afca.org.au.

So, what are you waiting for? Let us do the hard work and find you the lender you’re looking for.

If you’re looking for Perth loans, look no further. Safrock could find you the lender for the job.