The cost of living certainly isn’t getting any cheaper in Australia. Your hard-earned money from that full-time job is suddenly stretching to make ends meet, and little to nothing is left over. Well, like many other people living in and around Melbourne, living expenses can be overwhelming and will most likely affect how you spend your spare time. And just as you start to build up your savings and live comfortably, your car needs a repair or you need to cover expensive medical bills. And at this point, your wedding dreams or desire to renovate your house seem outside the realms of possibility.
The fact is life is not always smooth sailing but fortunately, there are ways to offset these life mishaps. Safrock can find you a lender that could sort out provide you with the cash you need, and you can get back to enjoying life’s many pleasures. Whether you need help covering your bills this month or you just want some extra cash to cover a weekend getaway, Melbourne loans could be the solution.
What do we do?
Safrock is an online lender-finder designed to assist every day Aussies in finding a lender that is ready to help. We take pride in guiding customers through a simple online process before putting you in touch with lenders that may be able to provide the Melbourne loans you need. Say goodbye to multiple applications, the hassle of finding the right lender, and then stress about which loan is most suitable for you. With Safrock, we do the searching for you and connect you with a quality lender. Oh and the best part? Our services are free!
We take the hassle out of applying for a loan by connecting you with a quality lender. We work with a range of different lenders, so you can skip the hassle of searching and get back to what you do best. We’ve simplified the loan process by taking care of a step for you, saving you precious time.
The lenders we find offer quality secured loans. Whether it is your car, motorbike, caravan or boat, you will need to provide your lender with as many details as possible when submitting your application.
How can I get a fast cash loan?
Safrock knows that when people need money, you typically need it quickly. That’s why you can apply for Safrock to skip finding a lender and get one step closer to the loan you need.
Our application couldn’t be any more simple and easy to fill out. To get started, simply jump online and select how much you need to borrow and the time you’ll need to pay it back. You’ll see an estimation of your possible weekly, fortnightly or monthly repayments to give you an idea about how much your proposed loan may cost. Once you are happy with your proposed loan, just click the ‘Apply Now’ button and you’ll be taken straight to our application. With Safrock, you can apply anytime and anywhere, whether you’re in Melbourne or the rest of the country.
We recommend having the following details handy when you apply to save a bit of time:
- 100-points of identification;
- Contact information;
- Internet banking credentials;
- myGov account details (if applicable);
- Employment information (if applicable);
- The registration, make, model, transmission, fuel type and other general information about the vehicle you’re attaching as an asset.
Where can I borrow money ASAP?
When you’re in need of money, fast you’ll find yourself frantically searching for the right lender, only to find a myriad of online lenders. So, how do you know which one to choose? Or perhaps you’re tempted to submit multiple applications? Here’s when you can turn to Safrock. We can find you a lender when you need it most. Skip the frantic searching and let us do the hard work, whilst you sit back and relax.
When it comes to fees, each lender has individual policies and therefore interest rates may vary. However, we only associate ourselves with lenders who comply with government responsible lending practices.
What things should you consider before applying for Melbourne loans?
At Safrock, we want to empower our customers. To apply for the loan you need, submit an application with us in just a few minutes and we’ll do our best to find you a lender in no time.
So, in an effort to give more power back to you, here are a few of our golden tips when it comes to borrowing money online:
Calculate carefully: we recommend to manage and keep track of your finances. An effective way of doing this is to have a weekly or fortnightly budget. This will give you a greater understanding of your disposable income as well and allows you to better save for important things should any unexpected instances occur.
See what loan terms suit you: When you apply with Safrock, you can propose your loan terms, and discover how much you wish to borrow and for how long. We provide an estimation of your possible repayments based on these proposed terms.
Read the small print: This is extremely important to consider before applying for a loan. Ensure you are well aware and understand the terms of your loan. Study the loan period, terms, fees, charges, rates and payment schedule.
What expenses can I get Melbourne loans for?
Safrock associates itself with lenders providing personal Melbourne loans. Personal loans are simply loans for personal expenses, so to list all the potential purchases you could make will take forever. Instead, here a few valid reasons for applying for a quick cash loan:
Do we provide wedding loans?
Safrock can put you in touch with lenders who want to make your wedding dreams come true. Do you need a little extra help to afford the ring of your dreams? Or perhaps you’re looking for a larger amount to put on the wedding of the century? Whatever it is, Safrock wants you to find the best personal loan rates for you and your fiance.
Can I apply for car repair loans?
Let’s be real, car problems never happen when you’re flushed with cash. Inevitably, your car will break down only when you do not have the money to cover it. Well, Safrock could help find you a lender who is willing to help get you back on the road ASAP. If you’re looking to completely upgrade, we can also find lenders offering car finance of all the way up to $25,000!
Do we offer travel loans?
You don’t only have to use our lender-finder service when you’re in a tight situation. Why not let Safrock put you in touch with a lender so get your desired Melbourne loan so you can treat yourself? So, if you’ve always dreamed of a getaway to Fiji or an idyllic holiday through Europe, we could help make that a reality.
Can I consolidate my debts with a consolidation loan?
Safrock works with lenders who are happy to help you consolidate any past debts you might have. So, if some past financial mishaps have left your debt all over the place, get it under control with Safrock. Safrock can help you secure Melbourne loans for debt consolidation. If you’re considering this, speak to a financial advisor to be sure it’s right for you.
Why use Safrock for your Melbourne Loan?
With our fast, hassle-free process, it’s really a no brainer to use Safrock. Applying for loans can be frustrating, stressful and most of all, time-consuming. Safrock is designed to completely change the way we think about applying for loans.
Upon receiving your application, we will match you with a lender suited to your circumstances. We base this circumstantial information on the details you provide in your application. So, be as thorough as possible and we will do our best to give you the best Melbourne Loan.
Can we offer low income loans?
Most lenders will assess a loan application by its affordability and suitability. In other words, your income levels may not affect your chances of being approved for a loan. As long as it is clear your repayments will fit comfortably into your budget, you stand a good chance of being approved.
Even if you’re receiving Centrelink, you may still be eligible to be approved by a lender. Again, this is dependent on your potential repayments fitting comfortably within your budget.
As a lender-finder, we cannot speak the individual costs and policy of other lenders. So, if you have any questions about your loan, please speak directly with your lender.
How much can I borrow?
Are you searching for low interest rates loans? Safrock works with lenders offering fair rates from $2,500 to $25,000.
We take pride in our interest rate comparison serve and leave it up to the customer to choose their desired loan. We realise nobody knows your situation better than yourselves so we leave it up to you to decide how much you want to borrow. We always recommend to do your research thoroughly and only apply for the exact amount you need. For example, if you’re purchasing a large asset like a car, you may also need to factor in the cost of insurance. You’ll also want to keep in mind the value of repayments.
It’s time to apply with Safrock
The world of online lenders can be a dark, overwhelming place for some people. Safrock was created to improve the overall experience of people applying for loans. We stress the importance of doing prior research before committing to a loan but can guarantee you experience with Safrock will be simple, easy and positive.
How do I get in contact with Safrock?
If you still aren’t sure about anything you’ve read so far, please don’t hesitate to get in contact with Safrock. Feel free to send us a message through our contact page. From there, someone from our friendly team of lender-finder experts will get back to you as soon as possible. We’re always happy to answer any questions you may have.
Additionally, we would love to hear about your experience using our service. At Safrock we are constantly looking to improve our customer’s experience of our service. So, any feedback, good or bad, is very much welcomed.
If unfortunately, you are not happy with the service you’ve received from Safrock, you can leave an internal complaint on our contact us page. Alternatively, you can make an external complaint to The Australian Financial Complaints Authority on 1800 931 678 or through www.afca.org.au.
So, what are you waiting for? Let us do the hard work and find you the lender you’re looking for.
Need an urgent loan? Let Safrock find lenders for you!