What is a fast cash loan?
Fast cash loans are a form of personal finance that allows you to borrow money for emergency expenses and other short-term needs. They can range from $300 to $25,000 with terms between 6 and 36 months, depending on the lender.
If you’re looking for a fast cash loan, then Safrock is the lender-finder you need. We will submit your application to a variety of different lenders to give you the best chance of approval on a personal loan. That means you don’t have to waste time searching the internet for the right lender. We’ll do the hard work for you! Better still, if you apply during AEST business hours our team could get back to you with an outcome in just 60 minutes.
How can I get a fast cash loan?
You can find fast cash loan options from a range of credit providers, including banks and online lenders. However, online lenders tend to provider faster processing periods, with some even able to provide same-day personal loans.
We can help take the hassle out of finding an online lender for fast cash loans. When you apply with us, we’ll work hard to find a lender capable of providing you with the funds you need. Our lending partners do their best to match applicants with the best possible loan products for their individual financial situations. Plus, our application is 100% online to ensure you get fast outcomes!
How can you borrow money if you have bad credit?
Some online lenders will allow you to borrow money even if you have a bad credit score because of your current financial situation. Basically, if a lender can see that your relationship with finances has improved, then they may be able to offer you a loan.
At Safrock, our lenders will look at other factors beyond your credit score when assessing your loan application. Your income, spending habits and pre-existing financial commitments will also be considered in an effort to get a more comprehensive picture of your financial circumstances. As a result, Safrock may be able to help you access fast cash loans bad credit.
Will my lender do a credit score check?
Yes, in most cases your lender will conduct a credit check. There is no need to stress though, your lender will not base their entire assessment on a credit score check. Our lenders conduct credit checks as a part of their commitment to responsible lending. By checking your credit score, a lender can ensure a fast cash loan is not going to push you into debt. So, even though our lender partners cannot offer fast cash loans no credit check, you could still be approved for a loan.
Can I get a fast cash loan without a job?
You can get a personal loan if you don’t have a job and are receiving some form of alternative income. This includes everything from investment returns to welfare payments. So, if you receive Centrelink payments or a pension you may still be able to access fast cash loans.
Ultimately, our lenders may consider Centrelink payments and pensions as an adequate form of income if they can meet the repayments of your loan. However, Safrock cannot promise guaranteed fast cash loans for unemployed applicants as requirements will vary between lenders.
Who can apply for a fast cash loan?
If you’d like to apply for fast cash loans with Safrock, the good news is we like to keep our application criteria pretty simple:
- All applicants must be over the age of 18;
- You must have received some type of regular income for the last 90 days into a bank account that is your own;
- Applicants must have an active mobile phone number and email address that we can contact you on;
- Internet banking must be set up.
What paperwork will I need to show Safrock?
None! At Safrock we do not deal with any paperwork. That means no paper payslips or documentation because everything we ask you to provide can be submitted 100% online.
That said, here are the documents we recommend you have handy:
- Personal details like your online banking & employment info;
- An active email address and mobile number;
- The reason you are applying for the loan;
- Your MyGov details (if you are receiving Centrelink payments);
- Employer and contact details.
Why do I need to give a possible lender my online banking details?
If your lender has asked you to provide online banking details there is no need to stress – they won’t be accessing your real bank account. Safrock’s lending partners use your online banking details to access read-only copies of your bank statements.
Since Safrock’s partner lenders do not base their assessment on your credit score alone, bank statements provide a realistic insight into an applicants financial situation. A possible lender will be able to access factors such as income, spending habits and pre-existing financial commitments to determine whether or not a fast cash loan is appropriate.
Your security is always a top priority. Safrock’s partner lenders use the latest in safe banking technology to ensure your information is always encrypted – that means no one will ever be able to see your passwords or personal information.
Will my lender do an employment check?
Yes, in most cases our partner lenders will conduct an employment check. Employment checks are a part of our lender’s commitment to responsible lending. Of course, our lender partners will never disclose any of your private or personal information, including the reason why you are applying for fast cash loans, to your employer.
If you’ve got questions regarding employment checks Safrock encourages you to get in touch with the team or your individual lender.
What can I use fast cash loans for?
Safrock partners with lenders who could provide fast cash loans for a number of different circumstances. Here’s just a few that you could site on your online application form:
Fast cash loans online for vet bills
That’s right, Safrock could even find you a lender to provide vet bill loans. We know that when your furry friend is feeling under the weather there is no time to waste. If you’ve ever tried your luck through traditional methods of borrowing you probably already know what a lengthy process approval can be. Safrock has revolutionised lending, for good! We’ll do our best to find you a lender who could provide you with the fast easy cash loans you’ve been looking for.
Fast cash loans same day for medical bills
If you’ve had an emergency medical procedure pop up the last thing you want to think about is how you’re going to pay for it. Safrock could match you with a lender who could provide fast cash loans same day for medical expenses. If you apply during AEST business hours our team will do their best to get back to you within 60 minutes. Your lender will always do their best to get you the cash as soon as possible, if not the same day.
Small fast cash loans for travel expenses
Do you need a break? Don’t have the cash to cover it right now? No worries, Safrock could find you a lender to provide a loan for travel expenses. Our team understands that when you need a break, you really need a break. We won’t mess around with pages and pages of paper forms. Safrock cuts straight to the chase so you get the money you need when you need it. The best part is we’re 100% online – you won’t even have to leave the comfort of your own home!
Fast and easy cash loans for home renovations
If the bathroom sink has broken and the kitchen tap needs tightening don’t wait, just ask Safrock. We’ll submit your application for fast cash loans for home renovations to a variety of different lenders who might be able to help. Safrock’s partner lenders provide borrowers all over Australia with the quick cash they need every day. You could apply for a home renovation loan between $2,500 and $25,000 right now. If you choose to submit your application during AEST business hours our team will do their best to get back to you with an outcome in just 60 minutes.
Ready to apply?
If you like what you hear and your ready to submit an application for a fast cash loan then you’ll be pleased to know that the process couldn’t be simpler. Here’s what you’ll need to do:
Scroll up to the top of this page and use our loan calculator to select your desired loan amount and the repayment period. If you’re happy just hit ‘apply now’ to proceed with an application.
Fill out the form
If you’ve chosen to proceed with an application, you’ll be directed straight to our 100% online application form. This could only take you a matter of minutes to complete.
We find you a lender
As soon as you submit your application form the Safrock team will start looking for a lender. Your application will be submitted to a variety of online lenders to give you the best chance possible at approval.
Sign your contract
If the Safrock team has successfully located you a lender for the job we will put you in touch. Your lender will conduct their own assessment and send over an agreement for you to review and sign if successful. Safrock encourages all applicants to read over their agreements carefully and make themselves aware of any fees or charges that could incur as a result of late or failed payments. When you’re happy with the agreement simply sign it and send it back to your lender.
Get your money
As soon as your lender receives your signed agreement they will transfer the cash straight to your account. Thanks so the introduction of instant banking you could get your cash in just 60 seconds (NPP enabled bank accounts).
What are you waiting for?
If you’re looking for fast cash loans, don’t wait any longer! Safrock is here to make your life easier. Our partner lenders are the best in the business so you can rest easy knowing you’re in safe hands.