Need a fast cash loan?
Are you wondering where you could find a fast cash loan? Sick of scrolling through pages and pages of google search results? Well, you might have just found the answer. Safrock is the lender finder more Aussie’s trust to find them the cash they need when they need it. We know that the world of online lending can be confusing. There are a wide variety of lenders promising a whole host of different things. The good news is, Safrock is here to make the process simple and stress-free.
What is a fast cash loan?
First things first, what actually is a fast cash loan? Well, a fast cash loan is simply a personal loan that can be accessed quickly. Traditionally, personal loans are cash borrowed from a bank or credit union that is repaid over an agreed-upon period of time. In most cases, personal loans attract interest that is payable on top of the loan amount. Nowadays, there are a number of different places you could seek a personal loan. Online lenders have become one of the quicker ways to access cash fast and are often more desirable to borrowers who would like a simple way to access the funds they need.
Does Safrock provide fast cash loans?
No, it is important to keep in mind that Safrock does not provide personal loans. Our team are lender finders. What does that mean? A lender finder is essentially the middle-man between you and your perfect personal loan.
When you apply with Safrock, we’ll show your application to a wide range of different lenders so you get the best chance possible at approval. Applying with Safrock means you won’t have to spend hours and hours searching through google for an online lender – we’ll do it for you. Our team understands that you don’t have time to waste. That’s why we’ve designed our application process to be 100% online. You could submit an application in just a few short minutes and have an outcome from the Safrock team in just an hour!*
*If you apply during regular AEST business hours.
What could I use a fast cash loan for?
Good question! You might be surprised, Safrock could match you with a lender who could provide you with a personal loan for a wide range of different expenses. Here are just a few examples:
Planning the perfect holiday or travel? Need some extra cash to make it happen? Safrock has your back. Whether you’re planning an around the world trip or a local camping getaway, Safrock could match you with the lender for the job. Our team will show your holiday loan application to a whole host of different online lenders. If we’ve found you a match, our team will put you straight in touch. It’s as simple as that. At Safrock, we’re committed to making it easier for everyday Aussies to access the fast cash loans they’re looking for.
If you’ve fallen ill, money is the last thing you should be stressing over. Safrock has matched lots of Aussies with lenders that could provide medical loans fast. The best part is you can submit an application whenever you like and wherever you like. Safrock is 100% online. Our team has designed our application process to be as simple as possible. That means no long-winded questionnaires and no paper forms. Our goal is to make finding the perfect lender seamless.
Cosmetic surgery loans
Yes, we could even find you a lender who approves cosmetic surgery loans. If you’ve been considering a procedure, don’t put it off for any longer. At Safrock, we will put your application to a panel of lenders to find the best possible option of getting your loan approved. There’s no need to sit at your computer scrolling through pages and pages of search results. Let Safrock do the legwork so you can focus on what’s important. Our team are here to make finding the perfect lender a breeze.
Ready for Uni? At Safrock, we know how expensive it can be. Textbooks, laptops and the cost of living whilst studying can be overwhelming. The good news is, Safrock could lend a hand. If you need some extra cash to make this semester a little less stressful then Safrock could be the lender finder you’ve been searching for. We’ll focus on finding the lender whilst you concentrate on your studies.
Our team will show your education loan application to a variety of different lenders and get back to you as soon as possible with an outcome. Keep in mind that if you decide to submit your application during AEST business hours we will do our best to get back to you in just 60 minutes.
Who can apply for a fast cash loan?
Like what you hear? If you’re ready to apply for a fast cash loan, you’ll need to meet the following:
You will need to provide us with 100-points of identification;
- All applicants must be over the age of 18;
- You must have received some type of regular income for the last 90-days into a bank account that is your own;
- All applicants must have an active mobile phone number and email address;
- You must have internet banking set up and ready to be used.
No paper forms
That’s right – when you apply with Safrock, we won’t ask you to fill out a single paper form. All required documentation can be submitted 100% online. There are a few things we need you to have handy:
- Personal details like your online banking & employment info;
- An active email address and mobile number;
- The reason you are applying for the loan;
- Your MyGov details (if you are receiving Centrelink payments);
- Employer contact details.
Will a lender do an employment check?
Wondering whether a potential lender will conduct an employment check? In most cases, a potential lender will conduct an employment check to verify a few important details. There is no need to stress, this is usually just a routine part of your loan assessment.
Aussie lenders are required to abide strictly by the Code of Responsible Lending. That means a reputable lender will never disclose any of your personal or private information to an employer – that includes the reason why you are applying for a loan. If you’d like more information regarding employment checks, Safrock encourages you to get in touch with your individual lender.
Why do I need to provide online banking information?
Good question! Don’t worry, it’s not so a lender can access your bank account. Many lenders require online banking details so they can access read-only copies of your bank statements.
Bank statements often allow lenders an insight into your day-to-day spending habits and income. In many cases, bank statements allow lenders to gain a better idea of whether or not you will be able to manage the repayments on a personal loan. If you’re worried about the security of your information there is no need to be. Reputable Aussies lenders use bank-level encryption to make sure your information and passwords are always hidden. Got more questions? We recommend you get in touch with your lender.
Credit score checks
Will a potential lender conduct a credit score check? Yes, in most cases responsible lenders will conduct a credit score check when you apply for a personal loan. Keep in mind, however, that not all lenders will base their entire assessment on the results of a credit score check. So, we encourage you to go ahead and submit an application.
Can I get a loan with bad credit?
Worried that bad credit could stand in the way of approval on a personal loan? You’ll be pleased to know that Safrock could match you with a lender that approves bad credit loans. Some online lenders prefer to take a more realistic approach to bad credit. In some cases, if they can see you have made a considerable effort to reconcile a bad credit score then you could still be eligible for a loan.
What might they look at? Some online lenders take a look at your current relationship with money by accessing read-only copies of your bank statements as well as considering whether you are making timely repayments on outstanding debts. Regardless of whether or not you think you might be eligible, you can apply with Safrock’s lender finding service completely free of charge. We will let you know as soon as possible if we’ve been able to match you with a compatible lender.
Can I get an instant loan?
Safrock is not a lender, that means we can not guarantee instant loans. We can, however, guarantee that our team will work hard to find you the perfect lender. We understand that when you need cash quickly, there is no time to waste. If you choose to submit your application during AEST business hours we could have an outcome for you in just 60 minutes. It is important to remember, however, that transfer times will depend on your individual lender and the assessment they are required to conduct. That being said, most online lenders are able to provide faster outcomes than most traditional forms of borrowing.
Instant banking is now making it possible for cash to be transferred in just 60 seconds. Some online lenders are now offering this service to borrowers with NPP or Osko enabled bank accounts. If your individual lender supports instant transfers, you could have the cash in your account and ready to use in just 60 seconds once approved. Not sure whether or not this applies to you? We encourage you to get in touch with your individual lender for more information.
How do I apply?
So, now you know a little more about Safrock, want to know how you could start an application? You’ll be pleased to know it’s simple and stress-free.
If you’re ready to get started, head to the top of the page and use the sliders on our loan calculator to select your desired loan amount and the repayment period. It’s that simple. You will then be directed to complete our 100% online application form. This could be done in just a few short minutes. It’s a good idea to have your required paperwork handy and ready to submit online.
We find you a lender
Once the Safrock team receives your application we’ll show it to a number of different online lenders. Our team will give you the best possible chance at approval on your fast cash loan application. If we’ve been able to locate a compatible lender, we’ll put you straight in touch.
Sign your agreement
Your new lender will send over an agreement for you to review and sign. It is important to read through the entire contract and make yourself aware of any fees or charges that could incur. If you’re unsure, we strongly encourage you to get in touch with your lender before you sign the agreement.
Get your cash
Once your new lender receives a signed copy of your agreement the cash will be transferred straight to your bank account. Safrock can not guarantee the speed of cash transfers, however, some lenders are now instant transfer compatible. We encourage you to get in touch with your individual lender to verify whether or not this applies to you.
What are you waiting for?
You could get the cash you need without the stress. Safrock is here to make finding the perfect lender a piece of cake! So, why not scroll up and start an application today.