Do You Need To Borrow Money Fast? Streamline The Process With Safrock. We Could Find You Multiple Lenders With One Application. Get Started Today!

Borrow Money

Whether we like it or not, we live in a fast-paced world. As everything becomes on-demand, our attention spans get shorter. We can now watch an entire TV series in an afternoon while ordering a meal from the comfort of our couch. For better or for worse, things are speeding up.

This on-demand lifestyle does come with a financial cost. Many of us are finding it more and more difficult to keep up with modern day expenses. From having to continually upgrade your smartphone because it’s obsolete within two years, to buying your flat white every morning, this modern life sure ‘aint a cheap one.

So when something does pop up, sometimes we may just need that little extra financial assistance.

Luckily, Safrock has the technology to keep up with the modern world. If you need to borrow money fast, but don’t have the time to fill out multiple applications and browse through multiple lenders, you’ve come to the right place. Our lender-finder service could put you in touch with multiple lenders all with one application. Interested? Well, let us fill you in a little more about what we do.

Looking For A Personal Loan?

If you need to borrow money fast, the process can be tedious. Especially if you’re against the clock, spending time searching for lenders and filling out multiple applications is less than ideal. If you need to borrow money fast, Safrock is your new best friend.

When using our lender-finder service, you create one application, that we then try and pair with multiple lenders. Once we have found you a selection of lenders who fit your criteria, we’ll send the options over to you. So, you choose the lender that suits your situation the best. From there you’ll deal directly with the lender.

If you’re looking to borrow money online, we’ve got you. Being 100% online, you can do everything from your smartphone or computer. What’s more, there is no paperwork, no multiple confusing applications, and no time wasting. Welcome to the new way to borrow money online.

Safrock Is Your New Best Friend For Finding Quick Cash.

We’ve all been in a position where we need to borrow money. Whether it’s your car breaking down at the worst possible time, or you needing emergency dental work, sometimes you just need to borrow money fast.

Our application is super easy and quick to fill out. Just scroll up to the loan calculator at the top of this page to begin. If you need to borrow money, just enter in the amount you’re looking to borrow and your ideal repayment period. Once you’ve done that, we’ll try and find you lenders who can help.

Now, if you’re looking to borrow money online instantly, we’re your best bet. While nothing in this world happens instantly, we can promise our processing times are the next best thing. If your application is processed and approved during normal business hours, you could have the cash in your account by the next business day.

Keep in mind, that as we are only the lender-finder, we can’t give an exact quote on timeframes. How quickly you’ll receive your money will depend on the individual lender, the time of your approval and your bank.

Can You Find Me A Lender Offering An Unsecured Loan?

An unsecured loan is simply a loan that does not require security attached to it. Traditionally, unsecured loans are usually smaller loan amounts (under $2,000).

Now, at Safrock, we work with lenders who let customers borrow money from $2,500 to $25,000. So, you may need to have an asset you’re willing to attach as security if you want to borrow money.

Keep in mind though, that all these decisions are at the discretion of the lender. They may indeed let you borrow money without attaching any security. Lenders will assess loan applications based on affordability and suitability. This just means that if they can see your repayments will fit comfortably within your budget, they may still consider you for a loan.

Can I Borrow Money Against My Car?

If you need to borrow money fast, you need to stop googling things like ‘borrow money from bank’. Traditional lenders, like the banks, have long processing and approval times.

If you own a vehicle, why not borrow money against your car? Using your car as security might get you the fast cash you need, and with a better interest rate than you expected.

The lenders we work with will definitely accept your car as a form of security. When you apply, just make sure you have this information handy:

  • Registration;
  • Make;
  • Model;
  • Transmission;
  • Fuel type;
  • Other general information about the vehicle.

Having a vehicle to attach as security really expands your options when you want to borrow money online. If you need to borrow money quick, it might be a great option to borrow money against your car.

Will You Find Me A Lender Who Will Offer A Bad Credit Personal Loan?

At Safrock, we don’t judge people solely based on a credit score. We understand that your mistakes should remain where they are- in the past. We believe that what you did yesterday shouldn’t determine your ability to borrow money today.

We’ve endeavoured to work with a network of lenders who share this philosophy. Safrock and the lenders we work with believe people can change for the better. The lenders we work with are willing to look at each application on its merits. They look for reasons to make it easier for customers to borrow money with bad credit, rather than reasons to say ‘no’.

While we are only the lender-finder, we cannot guarantee whether or not lenders will conduct a credit check. Conducting credit checks is up to the lender themselves. More often than not, the lenders we work with will conduct a credit check. But this should actually be considered a good thing.

Conducting credit checks are part of responsible lending practices. At Safrock we only associate ourselves with lenders who are responsible, legitimate and reputable. Secondly, as we mentioned before, these lenders want to look past this.

So, you may still be able to borrow money with bad credit.

Why Do You Ask For My Banking Credentials?

Want to know the reason so many of our customers are able to borrow money with bad credit? Well, it’s all about the technology.

We ask for your banking credentials so we are able to access a read-only copy of your bank statements. This allows us to get a better understanding of your current relationship with money. If we can see you’ve made an effort with your recent repayments and finances, we can pass this on to potential lenders.

Once we’ve done this, we can provide you with a personal loan comparison of a selection of lenders. From there you’re able to choose the lender you’d prefer to borrow money from.

Your details are encrypted as you enter them, and then they’re permanently deleted once we’ve got what we need. If you’re still not convinced, you can simply change your password after using our service.

How Much Can I Borrow?

If you’re wondering ‘how much money can I borrow?’ you really have a lot of wiggle-room. We can find lenders who offer loans from $2,500 all the way up to $25,000. Also, we’ll provide you with a loan comparison from a selection of different lenders. If you love options when you borrow money, then you’ll love using Safrock.

Our lender partners can offer you both medium and large personal loans. The medium personal loans they can offer will range from $2,500 to $4,600. If you’re looking for something bigger, you can apply for a large secured personal loan from $5,000 to $25,000. The medium personal loans can be repaid over a period of between 13 and 24-months. The large personal loans can be repaid over a term of up to 36-months.

What Can I Spend My Loan On?

We understand people need to borrow money for a heap of different reasons. That’s why our network of lenders offer loans that are super flexible. You can borrow money quick and then spend it on whatever you need.

So, if you’re moving house and need to borrow money for bond, or you need to borrow money for a holiday, or for your small business, it’s up to you. After all, who understands what you need more than yourself?

What Are The Interest Rates?

Everybody is looking for the lowest interest rate possible. At Safrock, we also want you to find a low interest rate when you borrow money. That’s what makes our personal loan comparison service so great. When it comes to choosing the right loan for you, the final decision is yours.

When you borrow money online, you’ll notice the interest rates will vary from lender to lender. These interest rates will be included in the comparison we provide for you. We recommend weighing up the options of each loan before you make your decision.

Keep in mind there may be additional fees and charges associated with your loan. When you borrow money online it is important to be aware of all of these extra fees. These often come in the form of dishonour fees or processing fees. These should all be included in the terms of your loan. If you don’t, however, feel like you understand all the costs associated with your loan, get in contact with your lender. Don’t commit to borrow money unless you’re certain you know what you’re signing up for.

Can you find lenders offering low income loans?

As we said, lenders will assess your ability to borrow money by affordability and suitability. If they see you have some sort of regular income coming into your account, they are likely to consider your application.

Lenders will also consider regular Centrelink or other government benefits as income. So, if you are receiving government assistance regularly, and your repayments will fit comfortably within your budget, you may still be approved to borrow money.

Who can apply?

While lenders may have their own criteria there are a few industry standard minimum requirements. So, to use Safrock’s service, you must:

  • At least 18-years of age;
  • Have an active e-mail and mobile phone number;
  • Have a bank account of your own;
  • Be an Australian citizen or permanent resident.

Meet those requirements? Great! Your one step closer to being able to borrow money online.

Get in contact

If you are still unsure about anything regarding our service, please don’t hesitate to get in contact with us. Send Safrock a message through our contact us page. Our team of lender-finder experts will get back to you as soon as possible. They’re happy to answer any and all questions you may have.

If you’ve used our service and have any feedback, please also get in contact. We don’t want to just hear about the things we did right (we already know we’re awesome) but we also would love to hear about where we could improve. Any feedback, good or bad, we want to hear it!

If you’re unhappy with the service you’ve received at from Safrock, you can leave a complaint on our contact us page. Alternatively, you are able to make an external complaint to The Australian Financial Complaints Authority on 1800 931 678 or online through

Sound good? Scroll up to the loan calculator to get started today!